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Tesco Credit Card
I've just been in contact Tesco Bank to discuss my concerns about contactless transactions and request a chip and pin only card. I was told that I can't have one! The bank made the decision to offer cards with both features on them. Thanks Tesco for removing my right to choose how I protect my account :mad:
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0% Spending Credit Card Query
Hello not sure if someone can help me with this. I am looking into getting a 0% spending credit card and I was intending to use it to pay for the down payment on a land purchase which I would pay off within the 30 month interest free period. The only thing I am unsure of as I have never had this type of card before is what…
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Credit card fee for previously signed contract
Hi all, I signed a contract in Dec, that required full payment this month. Originally the contract stated there will be a 5% CC surcharge. As I signed this before the ban is this still valid? Thanks
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Credit card application issues
Hi, My wife is having some issues trying to get a new credit card. About 6 months ago we moved into our first home. I was able to get a virgin 0% card no problem with a 4k limit. My wife already has an existing barclaycard platinum card woth a 7k limit was going to apply for a new 0% card with a company but so far has had…
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Capital One - Credit Limit Consolidation (New Card)
Hi people, Capital One’s soft checker has offered me a second Classic card at last - I will not know the credit limit until I apply fully. I wanted to know beforehand, when I apply for the card and are accepted, as they guarantee on Quick Check, can I consolidate the new credit limit into my existing credit card through…
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MBNA Credit Card users online, HELP NEEDED !!
MBNA Credit Card users online, Help needed! My phone is giving issues and have to get it fixed (infact need to use the new MBNA card to pay for the phone to be fixed lol) so I have no phone. and my MbNA card is damaged, not useable so need to get a order one. (I do not need a new card with a new number, but just a new…
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Halifax card limit amount
Hey all I want to apply for a Halifax 30 moths 0% purchase card and have just done the pre approval thing on here and got a 95% accept rate so Im going to apply.Only thing is I need £2000 and I don't want to apply if Im going to get lower than that otherwise it will be pointless.So my question is does anybody know the…
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Interest free on purchases after credit limit increase
Background: Got a new MBNA card in March '17 - limit £5500, 0% on card purchases until Sept '19. Maxed out the card like any good stoozer, setup a minimum DD and put it in a drawer. ...and just to be clear, the qualifying period is the full 29 months. I made very sure of that. Query: In December they increased the limit to…
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Virgin Money BT Card
In July I got a Virgin Money 24 month 0% interest and 0% fee BT card and according to VM I have a high probability of qualifying for another one now. Has anyone had a second VM BT card and if so was the credit limit at a similar level?
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Barclaycard Cashback removing the 1% Amex card
Got a letter today, Barclaycard are dropping the 1% cashback Amex card and the Visa card to be replaced with a single card offering 0.5% cashback. 1% cashback ends on July 13. Is 0.5% still the best? Might have to switch over to Amex proper now.
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Aqua - card printing issue
hello, has anyone else had problems with Aqua printing a replacement card for them? i ordered a new card on 24th November and i still don't have one. Every time I ring up they tell me it's a 'known IT issue'. At one point i was told the new card is on it's way, it will be with you guaranteed by 22nd December. if you need…
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Credit card fees
I have tried to pay the balance on a holiday by credit card. They wanted to charge me 1.5%. When I queried it they said that because the holiday was booked before 18th july 2017, the charge still applies. Is this right
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AA credit card, only allowed one?
I opened two AA credit cards last year.
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Card payment fees ban
I reload a Sainsbury gift card using my Boundless Members website (formerly Civil Service Motoring Assn) The transaction uses the services of SVM Global, the largest reseller and distributor of Corporate Gift Cards, E-Vouchers and Gift Vouchers. As you, know ‘cos you told me so in the last of your fabulous emails, as from…
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Voluntarily reducing credit limit on a credit card
Will reducing my £3,000 balance on a credit card voluntarily impact my credit rating? I have the credit card to boost my credit rating due to a DRO after a separation in 2013 which seriously affected my rating. It is now coming back up but that amount of money on the card is quite scary especially with the huge interest…
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Credit Card Charges new ruling
Does anyone know if charges still apply to invoices dated prior to 13 January but not settled until after that date.
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Correct phone number holding up application as incorrect
My sister applied for a credit card today. Santander Zero. She got halted on the page where she had to enter her employers phone number. She had this in recent weeks with another application. The phone number format goes (01234) 56789. Most numbers have another digit beyond the 9 in that format but not ALL numbers have…
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Chargebacks with Santander
Hi Has anyone raised a chargeback with Santander please. I am going to raise one with them due to a company (in Spain) not delivering an item and not responding. Do you have to fill in a form and jump through hoops. Keen to understand anyones viewpoint. Thanks
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Barclaycard Platinum Abroad
Hi everyone, I applied for a Barclaycard Platinum during the summer after reading on MSE that there are no non-Sterling transaction fees nor cash withdrawal fees when abroad. I phoned the call centre today to ask when this expired and I was told this was the case until 2022. It seems a little to good to be true (I was…
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Are there any disadvantages to applying for a Foundation credit card?
Topcashback are offering higher cashback £47.25 for a Tesco Bank Foundation credit card than the £21 cashback for a Tesco Bank Purchases credit card. Does anyone know whether there any disadvantages to applying for the Foundation card, apart from the lower credit limit?