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contractual interest V 8%
how do i work out what contractual interest would come to ? will be filing at court soon and want to know options , many thanx
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Judgement
What happens when you file for judgement ? Thanks
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Help
Hi everyone just found this site hope somebody out there can help.I,ve got a Abbey current account bank charges over the last 6 years are approx £9000,my estimate.I also have a mortgage with Abbey which is in arrears.I have a court order agreement to pay the arrears.My question is can Abbey touch my house if I reclaim bank…
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Sending reclaiming letter, which way is better? Email or letter?
Which way do you use? E-mail is quicker but I guess it's more likely to be ignored, is it?
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Advise sought
Hi all I have just started reclaiming charges back and they are not for as much as some on here but still want my money back. I have a dilema which i hope you can help with . I have sent one letter stating that they have a further 7 days to reply other wise going to proceed with court procedure. Two others i sent letters…
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For Martin.
Martin, I found out about the whole reclaiming bank charges from you on Radio 2 and I am very grateful. I followed the information on your site this guided me to https://www.consumeractiongroup.co.uk I reclaimed my charges using CAG, my concerns are now with this site and the information it gives. I hope as from our…
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refused OD then charged- help!
I applied to increase my overdraft as I'm in a very sticky situation at the mo and my bank (HSBC) refused. I have now been charged £50 for going over my OD limit. Surely this is very wrong! What do I do? If I claim the money back what are the chances they will cut the existing OD or close my account? Thanks
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Court Claim - Have I messed it up?
Hi, Ok here is the story so far........ At the beginning of February i filled out my claim on the money claim website (cost £120), the very next day i received an offer from natwest totalling £1350.00 which is the full amount of charges i was claiming. I wrote back to natwest stating that the offer was not good enough as i…
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Royalties account admin charges
I have a royal bank ofscotland account does anyone know whether you can reclaim the monthly admin and fees charges which they apply every month Its not really an overdraft penalty but it does seem high to be charged every month for having a royaltiew account
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Make cheques payable......?
I am about to take on the bank and try to get my charges back. However as I am horribly disorganised my records aren't as detailed as they should be so I am going to have to get the list of charges from the banks data people. My question is to whom do I make the cheques payable to if I am sending the suggested £10 to the…
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can i charge my bank
i am currently claiming my bank charges from barclays bank. they have sent me six years of bank statement's. its taken me a good few hours to get all the information i needed. so can i charge them for my time. if so are there any limits?
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Wrong Address For Llouds TSB
I have just been on the phone to lloyds tsb chasing up my first letter after 40 days, only to be told that the address i got from this site is wrong, so i've now got another 40 days!:mad: THE CORRECT ADDRESS IS: Customer Service Recovery Centre Lloyds TSB 125 Colmore Row Birmingham B3 3SR Please change this on your list,…
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HSBC Charges. Just a simple question
Sorry for asking but I didn't really find a definite answer! I am with the HSBC with a graduate account overdraft. I have since graduated, years ago, and now have a full time job. However money is tight and I can't get out of over my overdraft. They have lowered the overdraft but I am still the same amount in the red.…
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Charge letter..list or photocopy of statements?
I'm at the stage where I need to write to the bank to tell them about my bank charges that I am claiming for...do I send in a photocopy of all my bank statements? Or produce a list on excel just detailing the charges?, Regards Denise.
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what happens to the £30 if you file in court and they reply in the meantime?
Hi, Halifax offered us a low amount on both our joint account and my own account. we wrote saying this was not acceptable and gave them 7 days to reply. this was at least a couple of weeks ago. if we file at court and they get back to us in the meantime, what happens to the £30 we have paid? also is it £30 for each…
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HELP! Court Case Looming!
Hello, I have completed all the necessary letters for bank charges and Lloyds TSB have sent me the normal letters stating that the charges are fair etc and I am now at the stage of actually going to court with them. I have sent the 'statements of case and allocation questionnaires' back to the court. I have received a…
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Can i use online statements?
So when i send off to my bank to ask for a refund, can i use a statement which i printed from my online account to show them the specific charge, or does it have to be a proper one you get from the bank?
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Please add useful address/contact details to this list
i used The Senior Manager Service Quality Team HSBC Bank Plc Arlington Business Centre Millshaw Park Lane Leeds LS11 0PP Tel 08456 028006 Capitol One Card Services PO Box Nottingham NG2 3YJ Halifax Plc Customer Relations PO BOX 548 Leeds LS1 1WU
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sent to wrong address
:confused: Hi, made a silly mistake and posted the first letter to Barclays registered address(dah) with the cheque. Does this matter, will they forward it on or shall i post out to the correct address?
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Bank charges: Im off to court!
I recently followed the guide to reclaim bank charges. I know several people who have successfully done this and read of many more. However, the bank has defended my claim and I now have to fill in this form and arrange a hearing at court. Am I the only person so far in the UK to actually get challenged and taken to…