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studio accounts help please....
.....how on earh do you cancel your account?......I stupidly i wanted to buy a pool when they were on offer (£50 for a 12ft) so ordered one thinking after you put in your address etc etc it will ask for card payment but it never :o anyway they sold out of the pools and i thought nothing of it. But over a week ago i had a…
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Terrible arrears but want to know if I can claim back my charges
Hi there, I am in terrible arrears and an awful mess with my finances... am currently in the process of arranging a DMPat the moment, however I have had an idea..... Would it be worth writing to each and every creditor asking them to refund all of their fees over the last 6 years.. I know that this would add up to a large…
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Iceland vs Tesco??
JUst want to know if anyone can recommend Iceland above Tesco to keep shopping bill down? I've seen lots of "cheap" offers in Iceland and they seem to "round" costs up to exact pounds, but how do they fare in terms of cost, value and taste compared to my usual- Tesco?
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Just paid off a debt
:T ok its only a small one, but :D It was with Moorcroft, an old mobile contract, which was £130, I phoned them this morning & said I wanted to pay off my debt with them, if I did it there & then on my switch card what would they accept to clear it, they said £63, yey! I know its one of our smaller debts, but its one less…
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Proceedures
My son and his wife have got thenselves into problems with money and currently have a debt of around £30K inclusive of everything, car, loans, Cards etc. They have a property which they have a mortage on and do not want to loose. My question is which way to go in order that they do not loose the roof over their…
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Sainbury's Bank
Hi peeps, Im doing a spot of letter writing to creditors and i cant seem to find there address to send my letter too!! misplaced my last letter too. Dont suppose anyone knows do they ?? Thanks ;) :confused:
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Help with credit check
Hi I have tried to get a monthly contract phone with virgin but was refused as I failed my credit check. I did a credit report with expiran and it came back as-: 1) Ace catalouge debt 2) LITTLEWOODS CATALOUGE debt 3) Gus catalouge debt 4) Not on electrol roll I have now put my name on electrol roll and that will show 1st…
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Gifts - the DFW way....
Here goes..... CHRISTMAS There I said it, don't start throwing things at me! I know it's still August but I want to start planning now so I know everything is sorted! Has anyone come up with any really good ideas on what to buy/make for friends/relatives for the dreaded 'C' word this year? Thought we could have a thread…
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just a message
Everyday i come on here and i'm feeling down, like 2day for instance i had a company ring offering me a £6000 loan on the phone for an hour and a half with me stating from the beginning i don't want debt management-at the end of the phone call-no loan they r debt management!!!:mad: what a waste of time! then a million…
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On-line Surveys! Gained absolutely nothing!
Hi everyone! Every now and again I read of people who have been relatively successful when trying to earn a few pennies via filling in online surveys. I am constantly emailed by a few (can't think of them off the top of my head) but I have gained absolutely nothing. A couple you can save points to get vouchers but they…
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Money gone missing!
Hi all, I don't often post on here but am always reading the threads. I think this is the most appropriate place to post my problem, but please feel free to tell me otherwise! I sold my car on 8th August to a dealer who said he was going to pay off my finance, he gave me a letter to this affect (or effect?) and made a bacs…
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Anyone else in this situation?
Im thinking forward to the future (when I will be debt free) and although I have just under £10k of manageable debt I want to get rid of it as soon as possible. As I have mentioned on here a million times (sorry!) my OH is in a considerably larger amount of debt, and is still pre-LB. I cant help thinking about what will…
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I love my dad!!!
Well some of you might know that my dad offered to pay my debt off for me a little while ago and I said thanks dad but it's my mess and I need to sort it out... Well... This month car need MOT, new exhaust and a few minor bits - add to that a new carpet (well laminate floor) that we in fairness only have to pay £250ish…
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Confession Time...
Hello folks! The guilt of my secret overdraft became too much today and I decided to confess all to my husband. I did it the mature and courageous way...I sent him a text message. :rolleyes: I just couldn't face seeing his reaction - I hate hurting him like this because he has been so wonderful in the past about my debts.…
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Gas and electric increases
Just got our quarterly staements through and Britisg Gas are increasing our monthly direct debits by a third each month - now gas will be £44 and electric £45.00 Now we acknowledge we are in debit with electric but the gas is in credit by £50! how can I dispute this?
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Credit card debt advice please.
Hello all, 1st timer here so please be gentle... I have a problem with my plastic (who doesn't?, I hear you chorus). I have 5 cards all of which I cannot currently make the minimum repayments, and I don't quite know what to do. It all began a year ago... I haven't worked full time for the last 12 months. In Aug 2005 I…
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Second job- any suggestions?
Hiya, I know the topic has been covered before but I guess I'm looking for something a bit more specific. I've been playing with the idea of getting my hands on some extra income to help pay off the debts quicker for a while now, but I'm not sure where to start really. I would go for something like babysitting, but I know…
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Gas and Electric help please
I have just changed my gas and electric to npower. Not sure whether I am going to be better off or not but anything is worth a try!! I just was wondering a couple of things really. I have got my final account from scottish power for £110 for gas and havent got electric yet - can i arrange to pay these like £10 per month or…
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Happy Birthday ali007!!
Have a great day!!! :bdaycake:
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My Credit Cards...What shall I do?
Good Morning everyone, hope you all had a nice bank holiday! Want your opinions on this: I currently have two credit cards, one has no balance and the other I am in the process of paying off, this should be clear by the end of October. I have cut both of the cards up. My question is, when I've paid the last one off should…