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A little help please
Hi, I had a loan with Barclays in 2005. It was paid off in 2009, I don't have any paperwork for the loan but I'm sure I had PPI, anyway I sent them the letter off this forum requesting my loan agreement around 2 weeks ago. Today I had a reply that says "Our systems show that there is no sum payable under the credit…
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RBS have settled PPI - but money has disappeared!
Hi all sorry it has been a while - we are now faced with a new problem. After winning 3 ppi mis-sell cases with NAtwest (RBS) last year, 3 letters were sent dated 23rd December to say that the various refunds had been passed to their Credit Management Unit (including ppi installments, and interest which I thought they had…
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PPI/credit cards
I have just got my credit rating and have a list of all my credit cards over the past few years. Just want to know how you find out whether you had been paying PPI on those cards?? Do you contact c/c company direct or does it have to be done via the bank? Thank you
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Halifax Redress from the Card, How long?
I have recently been notified that I am to be refunded PPI after a complaint was made to the Halifax. The redress means that my Halifax Credit Card is now in credit by over a thousand pounds. I wll not use the exact figures but these details appeared on my Statement earlier this month and the PPI refund was on my statement…
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PPI Claim and Bankruptcy
Hi All Sorry for the newbie question but i was discharged last October from bankruptcy and i was wondering if i could claim any PPI back, I know that i might not be able to with the debt that was in with the bankruptcy but back in the early 00's i had a few loans and credit cards which i fully paid back. Thanks in Advance…
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Firstplus - how long before thwy have to respond
Hi folks - I am after some advice please. After copying the fixed letter off this site asking for details of my previous loan, I sent it along with my £1 on 07/02/2012. As I had not had a reply, I then sent another letter (this time recorded delivery) on 19/03/2012 with a copy of the first one asking them to reply post…
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Northern Rock Loans
Can Anyone help please? I have had 2 loans finish with Northern Rock in the last 18 months and i am sure it was compulsory to have the loan protection on both loans as a condition of taking out the loan.I know this because when having loans in the past i have never taken out any so called protection on principal.On these 2…
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PPI Claim resulted in suspension of account?
Hi, Was wondering if anyone has had their account suspended following a request for PPI information? Sent off the template letters requesting breakdown of PPI and account's t&C and barclaycard have suspended account because they are "unable to provide a copy of the credit agreement you entered into" and "in our view there…
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PPI claim.
Hi, I made a PPI refund claim to my bank, and they sent me a form to complete, although I had downloaded the correct format letter to send them originally. Do I need to complete and sent them this form, as some of the details the asked for did not seem relevant to the claim, and they had what I thought was all the detail…
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belmont thornton
Just had a text from Belmont Thornton thanking me for applying to reclaim PPI fees and saying my claim pack should arrive in the next few days. I haven't contacted them to make any claim, is this just a ploy to get me to contact them so they can then try and get me to make a claim?
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PPI, Lloyds TSB, and a cancelled Belmont Thornton...
Hi guys, I hope someone can offer me some advice here :) Basically, earlier this year I sent off one of those leaflets from Belmont Thornton, to see if I could get any PPI back. They replied saying they would look at it, however in the meantime I then read some quite bad reviews of them so decided I wanted to cancel. I…
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Belmont Thornton - lack of help !!
Last week I received two cheques from firstplus for mis-sold PPI, they told me that if I had gone through a claims company I would have to pay them their fee direct. The problem is other than initially giving them the rights to take my case on and them accepting, 'Belmont Thornton' have not made any more contact , apart…
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Did MBNA automatically add PPI to existing cuwtomers
Hi All, Big fan of the site, but first time on the forums. We are currently working through our PPI claims and have come across a letter from MBNA that seems to state that they have added PPI without consulting us. This wasn't during any application stage, we had been with MBNA for many years. I was just wondering if…
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coop personal loan, do i have a claim?
Hi people. After getting so many messages on my answerphone about PPI, i thought I'd check it out for myself and have kind of hit a block. Basically, 5 yrs ago I run into trouble with my CC and the coop took it away, offering a consolidated loan as the only way to go forward. It was over 8 yrs for 22k. The problem is, I…
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Not sure..
Hi all :D Just wanted to check if this is a valid claim before going ahead with anything..dont want to waste the bank or anyones time by putting in a false claim if it is not valid. Had a mortgage with Northern Rock in 2002 for 15,500. Paid PPI for 10 years on the mortage but I cleared the balance 3 years after taking hte…
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PPI - bank says NIL added - "Insurance Requested - FF"
Hi, what does the "FF" mean? I take it I just have to take what they say as the truth and I never had it on that loan? Thanks
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Capital One
Sent a letter to Capital One requesting details under section 78 of the Consumer Credit Act 1974 and today received a reply saying that because I had requested a balance which I paid and closed the account that they has no obligation to provide me with a copy of the documents I requested. I know that I had PPI on this…
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Who keeps calling me?
An unknown firm keeps calling my home number and offering a PPI refund service. I'm signed up to the telephone preference service and therefore rarely get unsolicited calls, but recently an automatic dialer keeps calling and leaving answer phone messages offering me a PPI refund service. They don't leave a contact name or…
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HSBC has no obligation to provide???
Hi can any one help? I sent away for the details of three loans I had with HSBC (all closed), using the template from this site (section 77 of the consumer credit act 1974). I received a reply stating.... "In normal circumstances, the request you have made under Section 77 of the consumer credit act 1977 are not valid and…
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PPI enquiry from a clueless person! Please read & reply!
I have found out who my credit/store cards & loans have been with - I have dates started, dates settled, amounts/credit limits etc. I dont have agreement numbers/account numbers or anything like this though for the majority of loans/CCs. I dont think I have ever knowingly agreed to PPI so the only way I would have had it…