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New to the Motoring board? Start here
🚘 Here are some threads you might find useful: * A compendium of car maintenance tips 🚘 And here's some relevant content from MoneySavingExpert.com: * Cost of living crisis help * Cheap Car Insurance * Cheap Breakdown Cover * Cheap Petrol & Diesel - Cut prices & improve fuel efficiency * Cheap MOTs * Motoring MoneySaving -…
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About to buy a car from motorpoint - some advice
Hello all, I am looking to buy a car from motorpoint. This is the first car I am going to buy that is going to be for a substantial amount (£18k). I’ve been able to find a few threads on this site and other forums via Google about buyers being able to negotiate some discounts but they are old so not sure what the current…
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RTA Offer Settlement - Should I be entitled to a breakdown?
Good Morning, I am wondering if anyone can offer insight. My wife gave birth in June 2022 and we were then both involved in a RTA, one Friday of Aug 2022 where a 4x4 ploughed into the back of us while stationary. We both suffered as a result of this and thank fully at the time, the little one was not present. We visited…
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Someone ran into me in the car park - do I need to declare it on my insurance?
Hi, I’m seeing mixed things about this. Someone ran into my car whilst the car was unoccupied - they took full responsibility and everything went through their insurance. Do I have to press Yes on this? It puts my quote up by around £300. My friend is insistent that since I didn’t make a claim I don’t need to declare it…
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I want a nice car to "get it out of the system". What's the best way to acquire one?
Hi all My husband and I currently save around £1,000 a month. We also have about £1,000 each disposable income each month as well. Come September, child fees will go away and that's an extra £700 a month between us. Currently we drive a 12 year old Fiesta which is running well and we done have any intention of getting rid…
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Another Pothole Claim
Tyre wrecked by a pothole, late Nov 2023, measuring 4' long by 15" wide and over 4" deep at 5.30am in the morning on the way to work on a single track rural lane, doing 25mph. Pothole on tyre line and hidden by water. RAC recovered car to local garage. Reported the pothole online the same day. Once all bills known claimed…
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Speeding Awareness Course
Hi guys, I was recently caught by a speeding camera doing 44mph in a 40mph zone, I got offered a course, which I paid £130. I was meant to take the course online, and phoned them to cancel it due to me having to run a family member over to hospital to see another family member. The women on the phone said it was fine and…
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Why is my car making this noise?
Recently had a new fan belt replaced on my car but it’s now making this clapping like noise when I start it up cold, this noise then disappears after a little while. Anyone know what it is? Link to a video of the noise https:// youtube.com/shorts/mWjSxiyTGrk?si=HL-LoiPN_BhxrgQ6 My car is a Ssangyong tivoli Any help is much…
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SORN car while insurance settlement drags on?
I can’t find the answer to this question anywhere so I’ve turned to you lovely people for advice.My car was written off in an accident that wasn’t my fault. The insurers towed it to their place where it (presumably) remains.They’ve written it off and have made what I consider an really inadequate settlement offer. I’ve…
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Car Finance - 50% mark
Hi, I've got a car on HP with Go Car Credit which I'm no longer able to afford. Here are some figures. £12,600 settlement amount£5,300 Value - webuyanycar £6,000 to pay until 50% paid off I'm considering handing the car back, but my concern is if i will receive a default on my credit file or will there be a specific team i…
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Electric Vehicle Charging Tariffs
Morning, Last year I took on a charging tariff with Elli based on advice from MSE Forums, this saved me a significant amount of money. The tariff has run out, and will be going up in price significantly. I don't have an option of my own charger (I live in flats) what is the cheapest public charging tariff available at the…
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What's the best option for payment?
Hi all, I'm in the process of looking to buy a second hand car from a dealers. I'm have enough money saved to pay for it along side my Part Exchange but just wondered what is the best payment that may give me future protection should there be a problem. My credit rating has no issues so is it best to get all or some on HP…
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Your Bangernomics successes
Hello my fellow cheapskates. After spending nearly three years running a car for as cheap as possible, mainly as I ran it throughout all but he darkest depths of winter on WVO/UVO (waste or used vegetable oil), in a Vauxhall Astra I have had to say good bye to the old girl as it is no longer economical to repair to get it…
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gap Insurance - any advice on reputable providers?
No idea where and who would be a safe bet for Hal insurance for my business lease vehicle?
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Buying a month or two car tax to avoid paying Luxury top up
Hi all. Last year I bought a nearly new (3 years old) car as finances allowed. The car was first registered on 1st December 2019 and for years 2 thru 6 , will attract the higher rate of car tax. I bought the car in November so my car tax year is 1st November. Looking up the car details, I see that the Additional rate of…
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Married couple first car no idea - how to register?
My wife and I both have UK licenses but have never owned a car before, which we plan to change in the next month or so. Joint registration is not allowed and we are in over our heads about registering the car, car tax, insurance etc. My wife will supply the majority of the funds, but because she is foreign and nervous…
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Collecting new car - proof of insurance
My dealer is insisting on seeing proof of insurance before I can collect my new car. I'm just intrigued why it matters to them that the car is insured. Is this some sort of legal requirement?
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Insurance Company Want Me To Pay £50 Cancellation Fee
Hi everyone, I pay for my insurance upfront (annually) and so when I scrapped my car I told my insurance company thinking that I would recieve a partial refund of the insurance that I have paid. The insurance company told me that due to a "fault claim" (someone has raised a claim which has now been deemed to be my fault)…
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MOT - tyre condition (holes)
MOT is booked for Tuesday, just doing some quick checks and spotted these small holes on the sidewall of front drivers side tyre. Initial googling suggests might be an advisory, what do you guys think? I will not drive apart from to the MOT itself to avoid making this worse. Earliest date to replace isn't till mid next…
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Something weird is going on with my car insurance renewals
One of our car insurance renewals went up by £20 since last year (Peugot 208). The other went up by over £200 (VW Touran). I've tested it with 3 comparison sites and it's pretty consistent. Same address on both cars, 24 days left on the £200, 25 days left on the £20. The only other difference is that my partner has had a…
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Reservation fee
I am in the market for a used car and, when a possibly suitable car is found, the dealership will offer the option to pay a reservation fee so that the car is taken off sale until you have seen it. The problems I have had getting the fees back! One dealer who took £250 and has promised to refund, still haven't paid me.…