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Best way to increase equity in my home
Hi I bought my home for £65k in December 10% deposit, was basically the bottom of the market in my area. It is a 4 in a block with garden and garage in a very popular area. By the looks of it, this January ill owe about £58k on it. I am allowed to overpay my mortgage by 10% per year. If I was looking to remortgage early…
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Leaving board because of insults 2
I hereby announce I am no longer going to write on this board. At all times I have tried to back all my arguments up with abuse and thinly veiled insults. When people don't like what I say I just get told 'I don't like what you say" and 'Thanks, but I disagree". I simply cannot tolerate such responses, they are simply not…
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advice on valuations needed please.
Hi I am abit new to all this and just need abit of advice. The short story is that my dad passed away and left his house in mine and my sisters name. She lives there I do not. We are trying to sort out my share in the house so she will get a mortgage for 1/2 the value of the house and then the house will go into her name.…
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South Ruislip estate agents
Can anyone let me know who are among the best and most reliable estate agents in South Ruislip? Also does anyone want to sell their 3 bedroom house situated at walking distance of South Ruislip tube station? I am looking.
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Taking house off market...and putting back on
We're having trouble selling our home. It was sold back in December (for the asking price) but the buyers pulled out in March, right on exchange of contracts. Since we went back on the market in March we've had maybe 2 viewings and no offers. The agent isn't great and and when I asked why they think we weren't having…
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council tenant keeps flooding my flat
hello Im new here, so i hope i have posted in the right place! I bought my flat about 3 years ago from a private seller, but it used to be a council flat. the other 3 flats in my building are all council owned. my flat is on the ground floor. the problem is that in the last 18 months my upstairs neighbour has flooded my…
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money transfer
hi, Long story cut short 2 questions. Situation is this 4 part chain exchange and completing on same day due to first links deposit tied up in current house which she is being bought out of by her ex who has stipulated she must be out before money can be transferred i have offered to help and have her out of house by 9am…
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Ampthill Bedfordshire
We are looking at Ampthill as a possible area to live. We don't have to go out to work but will need to travel from there to the St Albans area two days a week, early in the morning. I have looked at various routes one of which uses the M1, one goes through Luton but I was wondering does anyone know the area at all and is…
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Buying a New Build - help and tips!
I've seen a lot of negative posts about buying new build houses, especially off-plan, and rightly so because there are plenty of risks involved. I thought it might be helpful to have a thread for people buying new builds so we can share tips and advice, and share our stories both good and bad, and help each other avoid the…
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selling land to freeholder
Can anyone give me some advice? I'm looking to sell my leasehold first floor flat. I own a section of the garden which I access by a gate at the side of the house. The freeholder (who lives on the ground floor) has asked if I'd be interested in selling my section to him. It's not a big section, maybe 8ft x 12ft, enough…
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URGENT: No NHBC on repo home i'm trying to buy.
Hi All, I pray someone can help me with this. I am due to move into my first home this Friday however got a call today saying there is a problem. There is no nhbc registration to be found on the property. It is a flat and other flats in the same building seem to have theirs but mysteriously the one I want is missing. My…
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Tenants for 6 yrs now landlord says 2 weeks to vacate property?? help
Hope someone can help, I have a friend who is renting a property off her ex husband and is the father of her 2 sons, youngest is 18, she works fulltime and has been paying rent for 6 years. Her ex (the landlord) put her rent up from £460 to £500, which is fine.....recently he said he had to put her rent up from £500 to…
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Rented property repairs
We have placed a holding deposit on a house recently and have been unable to give notice on our current house due to not knowing when we can move into the new house. There are some repairs that need to be done that we saw when we viewed and these have been put to the maintenance team for fixing. How long do you wait for…
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Selling house / divorce / Tomlin Order
Hi A friend of mine (yes, really!) is getting divorced & is selling their house She knew her husband had debts (unpaid tax circa £38K) but found out recently that there is a voluntary charge against the property I would assume the husband forged her signature on the Land Registry documents! Question is... What will the…
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Fridge/Freezer in rented accomodation
Hi, A quick (hopefully) question for those knowledgeable in renting etc. I am a tenant and have been for the last 3 years in the same property (don't think that is relevant) the house is fully furnished and as part of that it comes with a fridge freezer. Last night I was awoken by a bleeping noise and when I went to…
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Buying a flat but Maintenance charge £2300 a year - can I contact other residents?
I have had an offer accepted on a flat in a grade II listed building that has 4 other residencies. The maintenance charge is £2300 a year and the window frames have not been painted for many years and the guttering is overflowing because of moss. Would it be ok to write to the other residents to ask them to email me their…
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Survey came back saying Timber & Electrical survey needed
My survey came back saying that the property needs a timber and electrical survey. The mortgage company have valued it at £70k, we have offered £74k (down from £80k) and have put a £4k retention on and they said it will be removed when the modernisation is completed. The house has been empty for well over a year and was…
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advice sort urgently please
Its a quick question really. My partner wants to buy a flat but is unable to veiw. I can veiw it for her. Can I make an offer on her behalf:). As the agent wouldnt accept an offer without it being veiwed:mad:
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sell or rent
The sale of my flat fell though last week (after 6 months of receiving the offer) and so it is now back on the market. Good news is that it has gone up in value! I own 75% as it is a key worker property so cannot rent it out with buying the other 25%. I am now trying to decide whether to buy it all out and rent it or…
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Desperate to buy own place
Hi I am a FTB and desperately want to buy my place, but don't know where to start...... Will be having access to a deposit, however do have £3500 on a credit card. Will this have any bearing on anything? I would be willing to pay this off over three years. Also in terms of budgeting for stuff, what should I be prepared to…