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Just Curious
Could anyone tell me what happened to the Taws Family of 7 thread?
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Full and Final settlement letters anyone got any?
Hi, I want to send off letters to my creditors asking for full and final settlement I am asking for a % for a final settlement. Anyone got any? Dont know how to word it:rolleyes: :rolleyes: :rolleyes: :rolleyes: Thank you k.
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help need to reduce my debt.
hi well i am 35,000 in debt .and need to reduce it as qucickly as possible.this is due to a heart attck i had last year and lost my business,i dont want to go towards the road of isolvanvy or anything like that .any thing that can help would br appreciated . thanks for helping :eek:
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Payplan New genaral phone number
Hi All i just thought i would let everyone know that payplan have changed there telephone number to 0844-855-2163 Its now a much beter system And they have improved there Justabank website and it know shows all the letters that have been sent to them and the ones that you have fowarded to them regarding your account. Sorry…
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that was then.....this is now
I thought I would list what my outgoings were when I started MSE and what they are now - cant believe the savings I have made with help from MSE. MONTHLY OUTGOING THEN NOW CASHBACK Mortgage £305.00£231.00 Buildings & contents Insurance 22.42£22.62£110.00 Gas & Electric £44.00 £40.00 12.50 Phone, Broadband & TV £40.00£37.50…
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first-timer: Abbey address to reclaim bank charges
Hi, I must have been charged hundreds if not thousands of pounds over the past few years as results of bounced DD's etc.. I never realised I could possibly claim the charges back until I found this website! I have been to the consumeractiongroup site and found the letter templates but I can't work out the address for…
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Not impressed by CCCS
I recently contacted CCCS & was promised a telephone interview & email info pack. Firstly the info pack never arrived. Fortunately, being an organised person, I was able to supply all the info they wanted during the telephone interview almost off the top of my head. My debt is displayed below. They advised me to seriously…
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Quidco question
Apologies if this has been answered before or is the wrong section to be in. I was planning to go through Quidco to change my car insurance, trying to get the costs down and get the cashback. Prudential quoted me £27 a month compared to £30 currently and there is £100 cashback. The question is, what is there to stop me…
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Help with bank charges please im confused!
Which isnt hard to do trust me ! Theyve had the letter requesting the data which ive received Next letter was telling them im wanting to reclaim the charges and giving them 14 days to reply. Their responce has arrived this morning telling me to well go away basically. I did say that id give them 14 to respond but the…
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Stars Under you name
How do you get the stars by your Name? Im Confused James:confused:
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IVA or Bankruptcy?
I really need some advice on the way forward. I'm disabled and on benefits. I've built up a lot of debt over the last few years (about 9000, low compared to most but higher than I can afford), because of yo-yoing between being a student and being too ill to study, and the lag between getting benefits, meaning I've had to…
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All about me!
Hello everyone! I've been watching for over 6 months now and though today I should finally crawl out, sign up and say hello! I have a debt of around £10000 which has been reduced quite a bit since coming on this site and reading all your posts ;) Whenever I feel like spending I've been reading this forum instead! lol (it's…
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Should I sell my wedding dress?
I've sold my horse, all my horse stuff, all my babies stuff, and anything else that's around and hasn't been used in over a week :rolleyes: Hopefully by tonight will know if my car has sold too. I'm now deliberating over my wedding dress. It cost about 800 quid new. I know it won't fetch that much but it should get…
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Charges back from closed accounts
I've been thinking that I should really try and get my charges back from the Halifax but my account is closed. It has been dormant for the last 3 years or so. Would they still let me have copies of my bank statements?
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Sell or keep? Kick up the backside needed I think
OK, for my wedding in February I bought the most beautiful pair of shoes I've ever seen. They cost me £200 from LK Bennett (yes I know... this was before my LBM... now you see why I'm in such a mess) Now do I keep them or do I sell them? I'm still in love with these shoes but realistically I'll only get them out of the box…
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How should we pay it off ?
Hi everyone:D We have a car loan of £9000 and have found out the balance is now £7000, we have been saving every penny we can and making alot of sacrifices to get rid of this burden. Now we have £6500 saved and should be paying it off by christmas :j however I feel concerned about how we should pay it off. Do you just pay…
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Socialising the DFW way?
Hi everyone I'm having a series of lightbulb moments lately and I've realised that part of the reason I go shopping is because I live alone and get bored at the weekends. Does anybody have any ideas as to what I can do to keep myself out of trouble and away from the shops? I was considering getting a part-time pub job but…
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Claiming Back Bank Charges - Halifax
I'm just wanting a bit of advice please could someone be kind enough to tell me how long the Halifax normally take to send statements when claiming back bank charges. They cashed my check last week and it would be nice to get my money back before christmas. Thanks
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Yipee bank charges back!! Do yours now :)
All good! I just got my bank charges refunded by Natwest. I didn't have to make a claim, I sent the preliminary letter and letter before action and they refunded me without me having to make a claim. The charges were £300, a relatively small amount, but big to me. No confidentiality agreement or anything. So don't delay,…
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Martin got it wrong !
Ok, so i'm wondering about how to get a cheap train ticket. I think... Martin will have summat on his site I bet !! So I go on National Rail, Megatrain.com and Trainline only to be quoted £67.50 return from Nuneaton Euston :eek: Go to the station today and got a return for £29.20, cheaper still was £22.50 but restricted…