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Savings interest
Apologies if this is in the wrong forum, I need some help to clarify interest on savings and how much I can receive before I pay tax on it. My situation - I don't work as I am a carer, so receive carers allowance weekly, have done the marriage allowance transfer to my husband. We have some savings and they are earning…
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Royal Mail Shares
Has anyone been paid out for their Royal Mail Shares ? I didn't reply to the initial communication as I couldn't find my share certificates. It did say that a reply was not essential. I received a form to claim 'my payout', as a 'dissenter' some time later. I could not locate all certificates, but again, it said this was…
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St James Place
My previous adviser left St James Place and we switched fees off. Another St James Place form PFP Wealth from Wakefield has written to me and my wife twice and have been calling us. It all seems very pushy.
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Haven't had my royal mail shares payed into bank after sell off.
Hi everyone….. I've not been in country working....I totally forgot about my royal mail shares. Since the company was bought by Křetínský..…Those that didn't reply ( including me) does anyone know who I contact to get it back...Many thanks 😃
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ETFs
First time buying ETFs, on ii it has 3 subheading : Market | Limit | Fill or Kill' and https://www.ii.co.uk/investing-with-ii/order-types explains the 4 types of orders, I can only see 3 types : Market orders / Limit orders / Fill or kill and cannot see 'Stop loss orders' - is this correct? I would like to know: 1. are…
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LF equity income c gbp account
I have 12,680.70 of these post Woodford shares, taxable cost £2523.98, market price .86p market value £109.05 according to the latest statement on my Charles Stanley ISA I can’t sell them on that platform. I don’t have capital gains to set the losses against because all my shares are either in ISAs or pension funds. Do I…
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iWeb Change to Scottish Widows
I've just logged into my iWeb account and noticed a banner that they are now going to be known as Scottish Widows sharedealing which will also give access to the Scottish Widows app. https://www.iweb-sharedealing.co.uk/changes.html I wonder if this name change will increase their reach and profile to gain more customers…
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Nottingham Building Society - new logo and branding
Hoping this means they'll be launching a couple of half decent products rather than just paying for some buzz word bingo makeover about a 'fresh new look' that most of us don't care about. We’re so excited to introduce Nottingham Building Society’s fresh new look, reflecting our commitment to inclusivity, progress, and…
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NSI Index-linked Savings Certificates
Hi, I have now option to renew my NSI index linked savings which is maturing in less than a months time. I have an option to renew for 2 years 3 years or 5 years. To continue with a 3 year option I don't have to do anything. I won't need the money for 5 years but not sure which option to choose. Any advice will be greatly…
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Great British Invest off or Passive V Active Updates
For those who are curious to compare their Passive or Active investment strategies I'm starting a new thread today with monthly updates (Bottom lines only in £). For details see https://forums.moneysavingexpert.com/discussion/5719517/great-british-invest-off-or-passive-v-active-discussion Monthly updates on portfolio…
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What are people doing right now?
Hi all, Quick sense check. Currently have £8,500 uninvested cash in a JISA for my 3 year old - so minimum of 15 years until it would be accessed. The remainder of the JISA has been invested in a combination of LS100 and an Invesco all world tracker. Should I just ignore the noise and get the £8500 into the funds now? I'm…
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Where to keep funds in short term
I would like to know what to do with my S&S ISA funds while I think about how to reinvested them for up to a month? As not earning much interests in ii I was going to put it in a Cash ISA and transferring back into ii. But I have 3 transfer into ii and 3+ weeks have passed and the transfer out providers have said they have…
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Gin Bond 2 Holders: Why you should REJECT the CVA proposal
Hi everyone, I’m writing this because, like many of you, I invested in Gin Bond 2 and I am deeply concerned about the proposed CVA (Company Voluntary Arrangement) from Glug-Glug Ltd. I’ve spent some time looking into the details and the news coverage, and I’ve decided to formally reject the "debt-for-equity" swap. To me,…
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Following Passive Investing
I followed a link given for the Monevator site and came across an article about Passive Investing. I wanted to find out more about this by looking at the ETF's they talked about. When I went to a couple of the platforms I've seen mentioned in this forum, I couldn't see those ETF's. At first I thought that was because I was…
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MSE News: Government-backed NS&I's new fixed-rate savings pay up to 4.5% interest
NS&I has launched new fixed-rate savings accounts that let you lock in good rates for one to five years with total safety, as NS&I is backed by the Treasury. They're worth looking at if you're keen to save with a big name and won't need access to your savings – though you can earn a bit more from the top payers elsewhere……
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Streambank
Another name on the leader board for 1 year fixed rate savings. Anyone got experience of this bank?
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Aegon - Online Security Issue?
I’d appreciate views and opinions about a disused financial account please… I once held a Stocks & Shares ISA with Aegon/Cofunds. In 2019, I transferred all funds (and associated cash) to another provider and requested Aegon close the account. Long story short – as of today, I can still login to the online account where…
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FSCS protection - ISA and SIPP, same fund
If I have the same fund invested in both my SIPP and my ISA and the fund defaults, do the FSCS protections allow max £85k protection or 2 x £85k protection?
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Great British Invest off or Passive V Active Portfolios
For those who are curious to compare their Passive or Active investment strategies I’m starting a new thread today with monthly updates (Bottom lines only in £). For details see https://forums.moneysavingexpert.com/discussion/5719517 If this thread is restricted to Portfolio constituents only it should make life easier as…
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Spreading investments between platforms
I have what is to me a significant proportion of investments on a single platform all invested in ETF's to take advantage of capped platform fees (excluding the JISA which is in an OEIC fund). SIPP is 100% equities (same for work pension and LISA) and ISA is around 75/25 equities/bonds. I held SGLN for a year and a bit…
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Most recent: eToro Cash ISA - any experience? by masonic
23 May at 10:37PM
