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NS&I to pay £367 million to bereaved families after failing to trace savings
Tens of thousands of bereaved families will be contacted by NS&I and told how to access their loved ones' cash. It comes after the state-owned savings provider initially failed to locate the accounts… Read the full story: NS&I to pay £367 million to bereaved families after failing to trace savings If you haven’t…
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The Archived History Of Regular Savers Thread *** NO CHAT***
Welcome to this thread The main purposes of this thread are three-fold: * To provide a list of current and historic regular saver Ts&Cs. * To serve as an archive of when key changes to The Top Regular Savers Discussion Thread and the accounts listed on it were made. * To serve as a defacto no-chat regular savers thread to…
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2026/2027 trading 212 cash isa question
I’m trying to decide whether to stay with Trading 212 Cash ISA for the 2026/27 tax year or switch to Plum for the higher interest rate and new customer bonus. A bit of context: • First time using a Cash ISA last tax year • Opened and paid into a Trading 212 Cash ISA • Got the first-time/new customer bonus there which was…
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Fair Fund Notice - Barclays Bank
I'm in the UK, had Barclays ordinary shares a while back but sold them all, only had £500 worth. Pretty sure I bought them before 2019 so this might mean nothing to me. But got a card through the post the other day that appears to be relating to a class account being done in America. It states "This is an important notice…
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Savings Question
Hi All This is probably an easy one to answer but i am just looking for confirmation that i am correct. I opened a savings account in May this year (so falling in the April 26 - April 27 tax year). It is a fixed for 12 months savings account which matures in May 27 (interest paid annually) So am I right in thinking that…
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Child Investment Question -
hi Forum Quick question if anyone can advise: I bought Vanguard S&P500 etf with Trading 212 in my name so my new born can have some savings when they are older. What is the best way to get this now trasnfer in their name? or any ideas? I dont want an JISA as that locks it away until they are 18, i still want access incase.…
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Spring saver 4.3 AER
Hi all, I am looking at the account above and I see the max balance is 20k. I cant find anyway to contact them to ask, but I was wondering,.suppose you lodge 20k into the account and because interest is compounded - the balance goes over 20k at first month's payment. Is this permitted so the excess balance (which i assume…
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Cash money not being invested into my interactive invested sipp fund?
In my interactive investor sipp I have a monthly regular amount set to be invested into my fund which should have been invested on the 20th may which didn't happen and now says 17th June. The only change I made about was 2 weeks ago where I added a single extra one-off amount to be invested alongside my recurring monthly…
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My S&S diary - investing from February 2026
After sitting to learn about investing into the stock market, I finally jumped in. The 6th of February 2026. I am writing the diary for myself to remember the journey. I could see that I, probably the same as others, tend to only feel comfortable to tell others about what we do, when we are doing fine with S&S, and choose…
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How to request SA tax return
Can someone advise how I can request to go on SA. For y/e 2026 HMRC have overtaxed my pension (via emergency tax), I also need to inform them of a small capital gain (They don't know about this), and confirm interest received. (They overestimated/got this wrong). Logging onto gateway doesn't help (directs me to form SA55…
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Investment Platforms Capital Gins/ERI Reports for General Investment Account
I currently have GIA with both HL & Interactive Investor neither supply or track CGT or ERI so I am looking to switch these trading account portfolios to either AJ BELL,FIDELITY OR CHARLES STANLEY , obviously price is relevant but also quality of their reports making easy for tax returns etc ? Also has anyone used an…
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Best short term savings account
Hi, I've just taken partial retirement and received a lump sum which I'm still trying to decide what to do with. Any advice on where to hold the money in the meantime would be very helpful! Some of it is already earmarked and I plan to open an investment ISA so I'm just looking for something short term and with easy…
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Monthly bank charges
As I pay tax on the interest I earn on my savings with certain banks, can I offset this a little by claiming back the bank charges I pay monthly just to have the account?
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Building Society Passbook not proof of account
Prior to the 2008 financial crisis, I opened Passbook savings accounts with various building societies attaining membership rights. Following the 2008, their interest rates reduced considerably so most of my savings went to stocks and share ISA's leaving the Building Society accounts dormant accruing negligible annual…
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MSE News: Child Trust Fund letters sent to thousands of young people missing £2,200 on average
Thousands of 21-year-olds are set to receive a letter from the Government reminding them they've got a forgotten Child Trust Fund, worth £2,200 on average. Inevitably this means scammers will likely take advantage, so here's how to make sure your letter is genuine and how to track down lost savings yourself for free… Read…
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Chase Saver With Boosted Rate
I'm in the process of moving my savings from Monument Bank as their rates are now dragging behind and I'm looking at the Chase Saver With Boosted Rate as I prefer to have instant or short access(30 days max ). However I find the following a little confusing; The MoneyFacts website states that the Chase Saver With Boosted…
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Selling shares in certificate form
Really need to sell my very small holding of BP shares that I have as a certificate (bought way back in 2008 roughly). I used to use x-o but have only just discovered they've closed (I got no e-mail about that happening). Where can I sell these shares now?
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Cheapest Platform to Buy Gilt
Looking into putting money into a gilt, and want to ensure I am using the most cost efficient platform. What is the cheapest platform to buy a gilt? Is there a platform with a sign up incentive? Does it depend on how much you are putting in? Does it depend on what Gilt you are selecting? If it helps, I will be going for a…
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Midas Man - Studio POW (Epstein) Ltd Film Investment
Does anyone know what is happening with the investments made in Midas Man and the other Studio POW productions? Studio POW Ltd itself appears to have been dissolved, although the Midas Man vehicle is still open. The websites and phone lines have gone - where has the film gone? All info woud be gratefully received…..
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ZOPA Cash ISA Transfer out
I have been experiencing issues over the past number of days in attempting a transfer of my ZOPA Cash ISA to Moneybox Cash ISA. To date I have attempted four times a transfer with each one failing. I contacted ZOPA who after an hour of messaging they repeated that the transfer was a Partial transfer which they do not…
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