http://forums.moneysavingexpert.com/ Cut bills without cutting back en Wed, 22 May 2013 23:17:17 GMT vBulletin 30 http://static3.moneysavingexpert.com/images/forum_style_2/misc/rss.jpg http://forums.moneysavingexpert.com/ http://forums.moneysavingexpert.com/showthread.php?t=4614751&goto=newpost Wed, 22 May 2013 23:16:46 GMT *Heart Bristol/Somerset (http://www.heart.co.uk/bristolsomerset/win/wookey-hole-pirates/)* Heart Bristol/Somerset ]]> Competitions Time Lakshmi7 http://forums.moneysavingexpert.com/showthread.php?t=4614751 http://forums.moneysavingexpert.com/showthread.php?t=4614749&goto=newpost Wed, 22 May 2013 23:14:39 GMT www.nationalclubgolfer.com

Their new VXF FL range is no different, and we are offering a full package, including a driver, fairway, hybrid, iron set, putter, and a bag – worth £1,085

Which of the following is the only glossy ladies golf magazine to go out every month?

answer: ?

any ideas


Prize: A set of Premium Yonex clubs plus a bag!
Closing Date: 01 June 2013 ]]> Competitions Time weeowens http://forums.moneysavingexpert.com/showthread.php?t=4614749 http://forums.moneysavingexpert.com/showthread.php?t=4614747&goto=newpost Wed, 22 May 2013 23:14:04 GMT *Heart Bristol/Somerset (http://www.heart.co.uk/bristolsomerset/win/bristol-aquarium/)* Login/Register Heart Bristol/Somerset Login/Register ]]> Competitions Time Lakshmi7 http://forums.moneysavingexpert.com/showthread.php?t=4614747 http://forums.moneysavingexpert.com/showthread.php?t=4614745&goto=newpost Wed, 22 May 2013 23:12:50 GMT *www.nationalclubgolfer.com (http://www.nationalclubgolfer.com/competitions/articles/win-an-abacus-waterproof-outfit-worth-370-.html)* We’ve got three top-of-the-range suits to give away Where does Abacus clothing originate from? *answer: Sweden * via comp text: the Swedish technical clothing brand www.nationalclubgolfer.com

We’ve got three top-of-the-range suits to give away

Where does Abacus clothing originate from?

answer: Sweden

via comp text: the Swedish technical clothing brand

Prize: Abacus waterproof outfit
Closing Date: 01 July 2013 ]]> Competitions Time weeowens http://forums.moneysavingexpert.com/showthread.php?t=4614745 http://forums.moneysavingexpert.com/showthread.php?t=4614743&goto=newpost Wed, 22 May 2013 23:12:12 GMT *Heart (http://www.heart.co.uk/win/sky-free-tv-may13/)* Login/Register Answer: Richard Burton Heart Login/Register

Answer: Richard Burton ]]> Competitions Time Lakshmi7 http://forums.moneysavingexpert.com/showthread.php?t=4614743 http://forums.moneysavingexpert.com/showthread.php?t=4614741&goto=newpost Wed, 22 May 2013 23:10:00 GMT Like page: Huffington Post

Enter here: Win an e-reader with 'The Great Gatsby'

Question: Who is the author?

Answer: F. Scott Fitzgerald

The prize promotion is open to all UK residents (excluding Northern Ireland) aged 18 years or over. ]]> Competitions Time Vladivar http://forums.moneysavingexpert.com/showthread.php?t=4614741 http://forums.moneysavingexpert.com/showthread.php?t=4614739&goto=newpost Wed, 22 May 2013 23:06:02 GMT Woman & Home

Answer: Saute ]]> Competitions Time Lakshmi7 http://forums.moneysavingexpert.com/showthread.php?t=4614739 http://forums.moneysavingexpert.com/showthread.php?t=4614737&goto=newpost Wed, 22 May 2013 23:01:33 GMT www.alloutcricket.com

guessedenddate

We will be running four competitions for four different locations around the country. The first curry night will be hosted at the famous Aagrah Indian restaurant in Ilkely, Leeds on Monday June 24, so for those of you up north who fancy being dazzled by fine Indian cuisine and Kingfisher Beer with a twist of cricketing brilliance, make sure you enter today!
All you have to do to get your name in the hat for the Ilkely event is tweet the answer to the following question:
What is Yorkshire’s new one-day nickname?
A) Puddings
B) Teas
C) Vikings
Please tweet your answer in the following format:
I want a curry and some @KingfisherBeer with a cricketer. Answer = [A, B OR C] @AllOutCricket competition #BetterTogether
Kingfisher Beer will contact the lucky winners by e-mail by June 10. Best of luck! ]]> Competitions Time weeowens http://forums.moneysavingexpert.com/showthread.php?t=4614737 http://forums.moneysavingexpert.com/showthread.php?t=4614735&goto=newpost Wed, 22 May 2013 23:00:58 GMT As the title says, I am not complaining the amount of the gas its actual reads so no complaint there however... we moved in on oct 2012 and just got "our first bill" in may thats 7 months gas bill given to us with under 14 days to pay.

My potential resolve and whilst I would love the ideas of others is to offer a portion of the bill upfront Ie 3 months and then the rest in installments as according to the site you are meant to get a bill every three months when there is no DD.

We would then offer to set up a DD based on usage + some more to help pay off the debt, what we could not do is pay the full bill without financial ruin being honest. ]]> stuartroney http://forums.moneysavingexpert.com/showthread.php?t=4614735 http://forums.moneysavingexpert.com/showthread.php?t=4614733&goto=newpost Wed, 22 May 2013 22:59:54 GMT *WOMANS OWN (http://www.womansown.co.uk/save/todays-offer/todays-offer-win-elemis-luxury-radiance-collection-worth-over-140/)* 5 winners will win an Elemis Luxury Radiance Collection worth over £140. Name your favourite beauty product of all time. Email: rachel_irvine@freelance.ipcmedia.com (no subject given, but there is another comp running) Good Luck :) WOMANS OWN

5 winners will win an Elemis Luxury Radiance Collection worth over £140.

Name your favourite beauty product of all time.

Email: rachel_irvine@freelance.ipcmedia.com (no subject given, but there is another comp running)

Good Luck :) ]]> Competitions Time Alison18 http://forums.moneysavingexpert.com/showthread.php?t=4614733 http://forums.moneysavingexpert.com/showthread.php?t=4614731&goto=newpost Wed, 22 May 2013 22:59:10 GMT www.alloutcricket.com (http://www.alloutcricket.com/competitions/win-tickets-to-see-let-it-be) *To win this fantastic prize all you need to do is come up with the ultimate Beatles-related cricket term. Our first effort is ‘Wicket To Ride’, can you do better?* Send in as many suggestions as you like and we’ll pick our favourite. As well as tickets for the show at the Savoy Theatre in London’s West End, the prize also includes a pre-show dinner and an overnight stay at the Strand Palace Hotel (http://www.strandpalacehotel.co.uk), and it’s valid any Monday, Wednesday, Thursday or Sunday until August 29. Send your terms to comps@alloutcricket.com with ‘Wicket To Ride’ in the subject line. The closing date is May 29. Good luck! From time to time AOC may send you information on offers, promotions or services that may be of interest to you. If you do not want to be contacted please include the words ‘no mailing’ in your email www.alloutcricket.com

To win this fantastic prize all you need to do is come up with the ultimate Beatles-related cricket term. Our first effort is ‘Wicket To Ride’, can you do better?
Send in as many suggestions as you like and we’ll pick our favourite. As well as tickets for the show at the Savoy Theatre in London’s West End, the prize also includes a pre-show dinner and an overnight stay at the Strand Palace Hotel, and it’s valid any Monday, Wednesday, Thursday or Sunday until August 29.
Send your terms to comps@alloutcricket.com with ‘Wicket To Ride’ in the subject line. The closing date is May 29. Good luck!
From time to time AOC may send you information on offers, promotions or services that may be of interest to you. If you do not want to be contacted please include the words ‘no mailing’ in your email ]]> Competitions Time weeowens http://forums.moneysavingexpert.com/showthread.php?t=4614731 http://forums.moneysavingexpert.com/showthread.php?t=4614729&goto=newpost Wed, 22 May 2013 22:58:59 GMT I'm not asking for advice, just maybe a comment to say that you understand really. :/

I had an interview for a job last week and was told today that I was unsuccessful even though I knew I could do it and *really* wanted it, but the successful candidate had more experience than me.

Anyway, my advisor put me and someone else on his workload forward for a job and they met us both informally to explain the role and see if we were happy with it. It wasn't an interview and they want us both. They're obviously not strict about who they take on.

So yeah, I don't feel accomplished. I wanted to apply for it, be invited for an interview, prepare my a*se off for the interview and then get told I've got the job! It's my first job and instead of feeling that I'm feeling "ok, I'll have a job yes but I did nothing to get it and don't feel like I've accomplished anything".

I'll still look for work while there, they said they expect us to as it's not a permanent career, it's just a government funded role to help the unemployed.... so the search continues I guess!

Again, not looking for advice, I just wanted to express myself because I'm feeling deflated. Has anyone else been in this position? ]]> 93123 http://forums.moneysavingexpert.com/showthread.php?t=4614729 http://forums.moneysavingexpert.com/showthread.php?t=4614727&goto=newpost Wed, 22 May 2013 22:57:27 GMT Email: giveaways@monstersfromhell.co.uk Subject: INFERNO Include your name and address. Clicky (http://monstersfromhell.co.uk/giveaways/) Email: giveaways@monstersfromhell.co.uk
Subject: INFERNO

Include your name and address.

Clicky ]]> Competitions Time Lakshmi7 http://forums.moneysavingexpert.com/showthread.php?t=4614727 http://forums.moneysavingexpert.com/showthread.php?t=4614725&goto=newpost Wed, 22 May 2013 22:57:11 GMT www.alloutcricket.com (http://www.alloutcricket.com/competitions/aocs-competition-of-the-week-win-jimmy-anderson-300-slazenger-ball) All you have to do to enter the draw to win the ball is answer the following question: *Who was Jimmy Anderson (http://www.alloutcricket.com/player/coaching/james-andersons-guide-to-swing-bowling)‘s first Test wicket?* A) Heath Streak B) Mark Vermeulen C) Grant Flower answer: ? www.alloutcricket.com

All you have to do to enter the draw to win the ball is answer the following question:
Who was Jimmy Anderson‘s first Test wicket?
A) Heath Streak
B) Mark Vermeulen
C) Grant Flower


answer: ?


any ideas




Send in your answers to comps@alloutcricket.com with ‘Slazenger 300’ as your subject title. The competition closes on May 31. Good luck!
From time to time AOC may send you information on offers, promotions or services that may be of interest to you. If you do not want to be contacted please include the words ‘no mailing’ in your email ]]> Competitions Time weeowens http://forums.moneysavingexpert.com/showthread.php?t=4614725 http://forums.moneysavingexpert.com/showthread.php?t=4614723&goto=newpost Wed, 22 May 2013 22:56:11 GMT WOMANS OWN

One winner will win the Gorgeous Couture, that Michelle Collins wore to the BAFTA's worth £169. You can have it in any size or colour.

Which soap is Michelle Collins currently starring in?

A. Emmerdale

b. Eastenders

C. Coronation Street :D

Email: rachel_irvine@freelance.ipcmedia.com (No subject given but there is another comp running)

Good Luck :) ]]> Competitions Time Alison18 http://forums.moneysavingexpert.com/showthread.php?t=4614723 http://forums.moneysavingexpert.com/showthread.php?t=4614721&goto=newpost Wed, 22 May 2013 22:55:24 GMT Well my elderly aunt took seriously ill and was taken in by her brother and his wife , they decided she would live with them and that was it ! She has now died and and her will has been read and all her brothers and sisters will receive an equal amount - She has no surviving children. They all know roughly what they will receive, as her house was sold and the money banked ( or so we thought) this is where the problem lies. Her brother who was looking after her has withdrawn £100,000 of her money - without any explanation. The rest of the family is mad and are unsure what to do . Can we freeze the money in the account, to have this investigated? Is this a criminal matter , do we involve the police ? It's not what she would have wanted, it's pure greed of them to do this as she was paying them a lot every month from her own money to stay with them !!! Can anyone advise how we should proceed ? ]]> blondie21 http://forums.moneysavingexpert.com/showthread.php?t=4614721 http://forums.moneysavingexpert.com/showthread.php?t=4614719&goto=newpost Wed, 22 May 2013 22:45:38 GMT I have a council tax debt for just over £200 which a debt company has been chasing me for for the past few months. I realise I must at some point clear this debt, although I am not in a position to pay in full at the moment as they keep demanding. No-one has ever knocked on my door but they have posted letters through by hand several times, suggesting they have knocked on but they definitely haven't as I watched one lady pull up at 7 o'clock in the morning three days in a row, sit in her car for ten minutes or so, sneaked up the drive quietly then posted the letters through quietly and went back to her car. Bit confusing as I thought their jobs were to try and recover the money owed?

Anyway.. that was a few months ago and then today a man from the same bailiffs has again posted a letter through by hand (again, without knocking on the door as I heard him post it through). One letter says the balance due is now £390.50 + costs and that payment in full must be made within 48 hours. Exactly what the previous letters had said, except the balance is now almost £170 more and the bailiff in charge is now someone different. But in addition to this, he has also posted through a 'Notice of Seizure of Goods & Inventory' stating they have a walking possession of my partner's car and will be back to seize the car if payment + expenses are not paid within 5 days.

Where do we go from here? Reading the regulations on the back of the letter it states they should not remove goods if the debtor needs them for business or employment which my partner does. Without his car he would be out of work as his job requires him to hold a full driving licence and have his own vehicle. We are worried that they will first remove the car and then we will have to prove he needs the car for work etc. so just wondered if anyone could offer any advice on what to do now before they come back in five days, or so they say at least?

Thanks in advance ]]> Debt-Free Wannabe lexiemac89 http://forums.moneysavingexpert.com/showthread.php?t=4614719 http://forums.moneysavingexpert.com/showthread.php?t=4614717&goto=newpost Wed, 22 May 2013 22:44:14 GMT Is it possible to back up about 4 desktops, 3 laptops & 1 netbook to an external drive? How do I get one external hard drive to back up all these computers?

I did try looking on here but I couldn't find an answer. ]]> Techie Stuff Jo4 http://forums.moneysavingexpert.com/showthread.php?t=4614717 http://forums.moneysavingexpert.com/showthread.php?t=4614715&goto=newpost Wed, 22 May 2013 22:43:53 GMT *DARE MAGAZINE AWARDS (https://www.research.net/s/8WHNFVX)* Just vote from the options for your favourite beauty products. The winner gets a goody bay full of the winning products. :D Good Luck :) DARE MAGAZINE AWARDS

Just vote from the options for your favourite beauty products.

The winner gets a goody bay full of the winning products. :D


Good Luck :) ]]> Competitions Time Alison18 http://forums.moneysavingexpert.com/showthread.php?t=4614715 http://forums.moneysavingexpert.com/showthread.php?t=4614713&goto=newpost Wed, 22 May 2013 22:43:15 GMT Went in this morning to buy some juice and came out with this bad boy!

Was £400 previously. Hooked it up and the picture is clear and crisp and the audio isn't to tinny seeing that it's a thinnish telly.

3D pic is stunning.

Quick specs - 3 x HMDI sockets, SCART, Freeview built-in, 720p, 2D to 3D conversion, USB Media reader included. Only uses 0.5W power apparently (!!)

All in all for £199 you can't go wrong.

Was savvy and paid with my Aqua cashback card (so got £6 cashback) and used my Nectar card for collecting points and also got 25-odd school vouchers. ]]> Quick! Grabbit while you can simax http://forums.moneysavingexpert.com/showthread.php?t=4614713 http://forums.moneysavingexpert.com/showthread.php?t=4614711&goto=newpost Wed, 22 May 2013 22:41:37 GMT Just signed up to EE's home broadband - 12 month contract @ £5/month for tmobile/orange/EE customers with 6 months free (so effectively £2.50/month).

Phone line rental is £14/month on top with free off-peak (7pm-7am) and weekend calls which includes 0845 & 0870 numbers. For an extra £5/month, you can get free anytime calls.

Plus there's a massive £100 cashback from topcashback!!!

The broadband connection is free but you have to pay an additional £60 if you need a phone line installed. Free router is included.

One other perk is you will be entitled to 2 for 1 cinema tickets on Wednesdays!

Offer valid for another 4 days only. ]]> Quick! Grabbit while you can Nasyas http://forums.moneysavingexpert.com/showthread.php?t=4614711 http://forums.moneysavingexpert.com/showthread.php?t=4614709&goto=newpost Wed, 22 May 2013 22:41:28 GMT Just a question regarding Working Tax Credit. I started a new apprenticeship on March 25th and as it isn't an eligible course (Level 2 in Retail Knowledge and Level 2 in Retail Skills) for mum to continue receiving Child Tax Credit for me (I've just turned 19), I've been told to claim for Working Tax Credit and find out if I'm eligible.

I work 30 hours a week at £2.65 an hour (£79 a week) at a pharmacy, whilst doing my apprenticeship course and my counter course. I receive Disability Living Allowance (Middle rate care, lower rate mobility) for my Bipolar Disorder and Aspergers and the complications they cause.

I was told I'd qualify for the 30 hours and disability entitlement, but I've heard elsewhere I can't claim because I'm 19.

Anybody know whether or not I'd be eligible? ]]> rsdntbplr http://forums.moneysavingexpert.com/showthread.php?t=4614709 http://forums.moneysavingexpert.com/showthread.php?t=4614705&goto=newpost Wed, 22 May 2013 22:36:16 GMT Hello,

I was wondering if someone would be able to give me some idea about the cost of a new en-suite bathroom on first floor,

basically I don't have any bathroom on the first floor so want to put down a small bathroom on this floor (roughly 1m x 2m).

Location of this bathroom will be above the kitchen where combi-boiler is so getting the hot/cold water should not be a big issue.

Main bathroom is just next to the kitchen so getting a waste connection is not that tricky (might not be very straight forward but nothing which can not be done)..

only thing is that we are trying to save the space so we might not get every thing of the standard size i.e. small corner basin, small showe 700cm one rather than standard 780-800cm one, smaller wc...

everything else like tiles, taps, extractor etc in average price range..nothing very posh/expesive

Can someone please tell me roughly how much this will cost me?

Thanks ]]> In my home (includes DIY) MoneySaving manan.shah.82 http://forums.moneysavingexpert.com/showthread.php?t=4614705 http://forums.moneysavingexpert.com/showthread.php?t=4614703&goto=newpost Wed, 22 May 2013 22:31:12 GMT *To Enter:* Write the solutions in an email, along with your name and contact details. *Email:* competitions@insidesoap.co.uk *Subject:* PUZZLES21 ___________________________________ Prize Crossword (£150) *ONESIE* :D To Enter: Write the solutions in an email, along with your name and contact details.

Email: competitions@insidesoap.co.uk

Subject: PUZZLES21
___________________________________

Prize Crossword (£150)
ONESIE :D

Prize Arroword (£100)
MINI :D


Good Luck :) ]]> Competitions Time Alison18 http://forums.moneysavingexpert.com/showthread.php?t=4614703 http://forums.moneysavingexpert.com/showthread.php?t=4614701&goto=newpost Wed, 22 May 2013 22:29:35 GMT ... Over 25 Year Olds/Full Driving Licence Required). *Autocar (http://www.autocar.co.uk/goodwood)* Take a look at the following GT86 videos, and tell them which you prefer: Chris Harris Video - Click Here (http://www.lnk.ph/101rPWY) Steve Sutcliffe Video - Click Here (http://www.autocar.co.uk/gt86) Submitting your details indicates your consent, for the time being, that we and our partners may contact you about products and services that will be of interest to you via post, phone, e-mail and SMS. ... Over 25 Year Olds/Full Driving Licence Required).

Autocar

Take a look at the following GT86 videos, and tell them which you prefer:

Chris Harris Video - Click Here
Steve Sutcliffe Video - Click Here

Submitting your details indicates your consent, for the time being, that we and our partners may contact you about products and services that will be of interest to you via post, phone, e-mail and SMS.

You can opt-out at ANY time using the contact details in our privacy policy should you not enjoy the great offers we have for you and we will NOT contact you again until you ask us to do so.
]]> Competitions Time Lakshmi7 http://forums.moneysavingexpert.com/showthread.php?t=4614701 http://forums.moneysavingexpert.com/showthread.php?t=4614699&goto=newpost Wed, 22 May 2013 22:29:04 GMT Hi, I am currently employed and have been in constant employment since I started university. A position has been offered to me at a rival company with the start date in a couple of months time. If I were to apply for a mortgage in the same month that I start the new job, would this cause any issues in regards to the bank being willing to lend me money ? Hi,

I am currently employed and have been in constant employment since I started university. A position has been offered to me at a rival company with the start date in a couple of months time.

If I were to apply for a mortgage in the same month that I start the new job, would this cause any issues in regards to the bank being willing to lend me money ? ]]> akuma http://forums.moneysavingexpert.com/showthread.php?t=4614699 http://forums.moneysavingexpert.com/showthread.php?t=4614697&goto=newpost Wed, 22 May 2013 22:28:00 GMT Image: http://pic100.picturetrail.com/VOL1076/13419895/24169558/406709207.jpg What do you think landlady Roxy is saying to Kim in this scene from Eastenders? Inside Soap will print the caption that makes them laugh the most and will send the cash to the winner. *To Enter:* Email: soapbubble@insidesoap.co.uk (No Subject Given) *OR*

What do you think landlady Roxy is saying to Kim in this scene from Eastenders? Inside Soap will print the caption that makes them laugh the most and will send the cash to the winner.

To Enter:

Email: soapbubble@insidesoap.co.uk (No Subject Given)

OR

Put it on the Inside Soap Facebook page.


Good Luck :) ]]> Competitions Time Alison18 http://forums.moneysavingexpert.com/showthread.php?t=4614697 http://forums.moneysavingexpert.com/showthread.php?t=4614695&goto=newpost Wed, 22 May 2013 22:27:39 GMT Hi guys,

First time on the forum so please excuse me if this has been covered before. I recently signed up to a new tesco pay monthly deal after my orange contract expired and requested the PAC code which i submitted to tesco, who port the number as of tomorrow. Rather ignorantly I neglected to unlock my iPhone 4 to take the tesco sim, so I'll need to put it in an unlocked handset for the time being.

Once orange unlock it, will I simply be able to put the tesco sim in my iPhone and go from there, or will I need to put an orange sim in first to enter the unlock code? If its the latter, obvious problem that my orange sim will have expired after the number ports (as of tomorrow!)

Any help or past experiences would be greatly received ]]> Mobile Phones atstreetlevel http://forums.moneysavingexpert.com/showthread.php?t=4614695 http://forums.moneysavingexpert.com/showthread.php?t=4614693&goto=newpost Wed, 22 May 2013 22:27:29 GMT *Festival Of Speed (https://www.facebook.com/festivalofspeed/app_158086484245654)* Festival Of Speed ]]> Competitions Time Lakshmi7 http://forums.moneysavingexpert.com/showthread.php?t=4614693 http://forums.moneysavingexpert.com/showthread.php?t=4614691&goto=newpost Wed, 22 May 2013 22:27:25 GMT I have asked my solicitor about the possibility of exchange and completion on same day. No chain on either end, property vacant and unfurnished, vendor living elsewhere. Solicitor says he requires minimum one week between exchange and completion, so that funds can be drawn after exchange and cleared before completion. The lender is Halifax. Is this correct? Having done some background research I think Halifax requires 3 working day for funds to be sent. But does the solicitor inform the lender of exchange date, or completion date to request funds? If the latter, does it really matter if I exchange/complete on the same day? As I am paying them, can I demand this as long as vendor is happy? Any advice would be greatly appreciated. I have asked my solicitor about the possibility of exchange and completion on same day. No chain on either end, property vacant and unfurnished, vendor living elsewhere.

Solicitor says he requires minimum one week between exchange and completion, so that funds can be drawn after exchange and cleared before completion. The lender is Halifax.

Is this correct? Having done some background research I think Halifax requires 3 working day for funds to be sent. But does the solicitor inform the lender of exchange date, or completion date to request funds? If the latter, does it really matter if I exchange/complete on the same day?

As I am paying them, can I demand this as long as vendor is happy?

Any advice would be greatly appreciated. ]]> GeekDom http://forums.moneysavingexpert.com/showthread.php?t=4614691