Tax Disc - quick help needed

[charlesworth82]

Hi all,

Need some help on this and hoped you could help.

I have just purchased a car and am picking it up soon. The car is taxed and I have all the receipts - I dont however have the tax disc - am i still legal? and what can i do about this?

Any help or advice is appreciated.

James

[derrick]

It is illegal to use a car on the road without a valid tax disc on display. why have you not got the disc and how do you know it is taxed?

[Corley]

o believe you can be given a fine for not showing your disc on front window screen

[charlesworth82]

hi,

The car dealer i am buying off said the car was taxed with the receipts but they dont have the tax disc - which i thought was strane (which is why i put up this post). I am collecting the car soon to drive home and didnt want to be moving it illegally.

[beadysam]

I would think they've sent off the disk for a refund - in which case this is NOT a legal car. Ask them what the situation is but be prepared to pay out for tax...
SAM x

[charlesworth82]

thanks for the reply - I didnt think the car was taxed so i was expecting to pay - think i will take the risk of driving it home (15 min drive) but then wait till i've sorted the tax before driving it again.

[derrick]

hi,

The car dealer i am buying off said the car was taxed with the receipts but they dont have the tax disc - which i thought was strane (which is why i put up this post). I am collecting the car soon to drive home and didnt want to be moving it illegally.

Will it be insured to drivehttp://img.moneysavingexpert.com/icons/icon5.gif

[Bossyboots]

Will it be insured to drivehttp://img.moneysavingexpert.com/icons/icon5.gif

This issue has raged on another board and the answer seems to be that having no tax does not affect your insurance.

This all sounds very odd, as either they have the disc and the car is taxed or it simply isn't. I can't think of any other permutation so I agree that they have probably sent the disc off for a refund in which case if the OP gets stopped they will get the police fine and then one will follow from the DVLA. The fourteen day concession will not apply if the vehicle has been caught on the road.

[derrick]

This issue has raged on another board and the answer seems to be that having no tax does not affect your insurance.

This all sounds very odd, as either they have the disc and the car is taxed or it simply isn't. I can't think of any other permutation so I agree that they have probably sent the disc off for a refund in which case if the OP gets stopped they will get the police fine and then one will follow from the DVLA. The fourteen day concession will not apply if the vehicle has been caught on the road.

Yes I saw that thread, but I was asking IF it is insured, this being a completely different question and not getting into the other thread,but a genuine point as cars are either insured or they are not and as we all know it is an offence for a car to be on the road uninsured.

[toozie]

£60.00 fixed penalty fine from the police for 'Non-Display of Disc'

[Bossyboots]

Yes I saw that thread, but I was asking IF it is insured, this being a completely different question and not getting into the other thread,but a genuine point as cars are either insured or they are not and as we all know it is an offence for a car to be on the road uninsured.

Ah, I misunderstood. Apologies.

I have re-read the thread and now notice that no mention is made of insuring the vehicle but I would assume that as the OP is querying whether it is taxed he/she has been responsible enough to insure it.

[mrbadexample]

Could the disc have been stolen? If you don't have it, but you have evidence that the car has been taxed, contact your local VRO for a replacement?

[charlesworth82]

Hi all,

thanks for the responses. I drove the car home (insured) without the disc.

The story is the car was in a private registration and had to be changed back to the standard reg. The new tax disc is on its way back with the new registration - so at the moment all i have is the receipt and some number from the registration place.

The police can use the reg plate to check that the car is taxed.

I'm still not 100% sure this is legal though.

I shall have my insurance document back today/tomorrow when i can purchase a new disc. My new question is what happens if i have two (the other one comes back) can i send it back and get the money back. Thanks for all your help - dont really want be breaking the law.

Cheers

J

[beadysam]

Give your local cop shop a ring - they may even advise not to bother buying a new disk if you can verify one is on the way. Its worth asking, I'm sure they'd rather spend 5mins sorting you out on the phone than all the hassle of `doing' you for not displaying a disk. Please let us know what they say, it would be interesting to know the legal situation...
SAM xx

[toozie]

When a cherished transfer takes place at a DVLA Office, the application is completed, and posted back to the applicant, or the garage-who is acting as a 3rd party for the applicant (think this is happening in your case).

The paper work posted back to the applicant (garage) consists of a replacement tax disc for the 'donor' vehicle (your car), a letter authorising the number plates to be changed to an age-related registration mark, a Number Plate Certificate (to enbale the applicant to purchase new plates), an amended MOT Certificate-if the car is over 3 years old, and the small green tear-off called a V5/2 from the registration document, which will have been duely stamped with a re-registered stamp and new new registration mark by the DVLA Office.

If the vehicle is being sold without a disc, its either because the licence had just expired before the transfer was being done, and therefore could not be re-placed, or either the original keeper of the vehicle or the selling dealer has sent the new (replaced) disc for a refund when the papers come back from the DVLA Office.

If you want to tax the car, you will need to go to your nearest DVLA Office, with the green slip, MOT, insurance and relevant rate of duty, complete a V62, and they will tax the car, and a photocopy of the green slip, and the V62 is sent to Swansea for a Registration Certificate to be issued in your name. This can not be done at a post office with a green V5/2 that has not been printed with the registration mark that is now on your vehicle.

[charlesworth82]

Hi do you need the V5 for the tax disc - thought you just needed the MOT and insurance document.

[toozie]

The only way you can tax a car without a V5C is when the vehicle is in your name, and you have the V11 reminder form. As this is not the case you have to produce either a V5C or the V5/2.

As your V5/2 will be re-registered with the new registration mark of your vehicle, they can not scan the details in the post office, as they would be scanning the details of the car that now has the cherished mark on it-ie not your car. So you would have to go/or post your documnets to the nearest DVLA Office, where they can check the record of your new car with the age-related registration mark.

[waterbaby]

Hi do you need the V5 for the tax disc - thought you just needed the MOT and insurance document.

I think you used to just need the MOT and insurance certificate, but it changed a couple/few years back. To stop/hinder car thieves.

[Bossyboots]

The offence the police are interested in is failure to display. If they can't see the disc they do not have to bother checking one exists. The offence is already being committed and is an absolute one. It takes them no time at all to issue a notice at the road side to a driver, probably far less than it would take to explain this if you ring them up.

[charlesworth82]

Hi, they are still waiting on the log book to come back (the old one came and now waiting for the changed one) which is why the tax disc hasnt come back as they said it should come back with the log book.


Should i wait to drive the car when the book comes back with the disc - the garage said it will be fine as the car is taxed and just waiting for it back. I would rather wait until everything 100% legal (which the garage is saying it is).

[toozie]

The tax disc won't come with the Log Book, because that's printed in Swansea, the tax disc will have been replaced and printed at the DVLA Local Office when the transfer was done.

Are you sure the garage haven't sent it for a refund? As the above poster said, its an on-the-spot fixed penalty £60.00 fine for non display, and they'll write a ticket, which is sent to the DVLA for another fine.

As I said earlier, if they know the registration mark that has been allocated to the vehicle after the transfer, they will have had the replacement disc, disc's are not sent from Swansea

[charlesworth82]

they didnt say it would come with the log book - but would come when the change has commenced and the new log book comed back - i think i'm best waiting for the log book and then just getting the tax done myself.

Might just try and buy the tax disc without the log - as i did last year (as i bought the car with tax on it - then ran out so i didnt have the reminder.)

So much trouble!!!! Just want to be able to drive to work legally.

Thanks for all your help - everything has been very helpful - and i have learned a lot
Any advice on what i should do (wait for the log book first sounds like the best idea)?

[Bossyboots]

Hi, they are still waiting on the log book to come back (the old one came and now waiting for the changed one) which is why the tax disc hasnt come back as they said it should come back with the log book.


Should i wait to drive the car when the book comes back with the disc - the garage said it will be fine as the car is taxed and just waiting for it back. I would rather wait until everything 100% legal (which the garage is saying it is).

They are telling you porkies. You CANNOT legally have a car (even parked) on a public road without DISPLAYING a valid tax disc.

You should therefore not drive the car until the disc is clearly displayed in the vehicle's window.

Things might be legit with DVLA, thus preventing you receiving a fine from them, but there is a separate criminal offence which simply paying for your vehicle license is not enough.

[charlesworth82]

luckily i have a garage so will keep the car in their until i get the log book and can get the tax sorted.

thanks for all the help and the very quick responses.