car damaged

[tiger]

my car was damamged while parked on road,probably by kids
AM only TpFt.does any one know if i can make any claim from some one?

[tiger]

anyone out there?

[bristol_pilot]

The short answer is no. That's one reason for having comprehensive insurance.

[Astaroth]

unless you can prove who it was that caused the damage no.... the untraced driver agreement only covers personal injury not vehicle damage.

[tiger]

thanks.this is not done by another driver.is done by someone.by using rocks/metal bars.do you thing thetpft cover this ?it looks like attemtped theft/break in.

[pinkfluffybabe]

Have they broken the locks? In what way does it look like attempted theft? You said in your first post it looked like kids and now you are saying a break in?

Either way, I think Third Party, Fire and Theft would only cover for a proven attempted theft - check your policy.

[saintjanet]

Sorry i have to agree with the others,if you do not have fully comp. you can not claim.

you could claim for theft if your car had been stolen.

[Astaroth]

what you describe will almost certainly be seen as vandalism and not attempted theft... what was it reported to the police as?

[aj3001]

If it was legal, you could force your own locks, but maybe the "person" who forced the locks couldn't get in so damaged the rest of the car?

But obviously thats a fraudulant insurance claim, wasting police time etc

[Astaroth]

but then not only could you get a criminal record but the insurer would only have to replace the locks and not repair the "frustration" damage. So after you get out of jail you still have a damaged car and having made a claim, higher premiums :D