Car Insurance - Direct Line/Confused

[henm01]

Hi

I received my car insurance renewal from Direct Line, which seemed expensive. Tried Confused.com and then called direct line. Told them been quoted cheaper elsewhere and they reduced my premium by £75.

Advice - don't ever just automatically renew any insurance, a couple of calls/web checking saves you money. :D

[Mark Hewitt]

Oh yes, renewals quotes are always high, trying to cash in on you not being bothered to look elsewhere.

[AdrianHi]

I used to check my Direct Line premium every year and for 8 years no one could beat them.
I think I better check again next time around, £75 is a fair bit to save.

[Mark Hewitt]

Don't forget quidco etc. The amount they give you in cashback is often sufficient to make switching worthwhile even if a competitiors price is the same.

[terryya]

Lets not tell everyone not just to renew though, as we need some people so subsidise those of us who switch every time :beer:

[CrispyUK]

I've been with Direct Line a couple of years now, the renewal they sent me last year was higher than a direct quote on their website, but I also had a better quote from Churchill plus they were offering £100 Quidco cashback - spoke to Direct Line and the woman was sure she could do something as they're both part of RBS, she took about £200 off to get it down to within a fiver of what Churchill would've cost me after cashback - was worth forgoing a few quid for the instant saving and no faffing about switching :)

Coming up again next month, had a quick look at the weekend and Churchill were coming out a bit cheaper again so will be trying the same when renewal comes in, although unfortunately both are no longer on Quidco.

(£200 is a big saving, but bear in mind my paid premiums have been £1850 and £855 so those with more sensible premiums probably won't be as lucky!)

[pgilc1]

Hi

I received my car insurance renewal from Direct Line, which seemed expensive. Tried Confused.com and then called direct line. Told them been quoted cheaper elsewhere and they reduced my premium by £75.

Advice - don't ever just automatically renew any insurance, a couple of calls/web checking saves you money. :D

There is a whole section of this website dedicated to how to get the best deal on insurance.

http://www.moneysavingexpert.com/insurance/compare-cheap-car-insurance

Its not called moneysavingexpert for no reason. ;)