View Full Version : untaxed car
callywally
01-02-2009, 9:51 AM
One of my neighbours is driving around in a car that has not been taxed for 7 months!
while I really dont like to report people for such things i have to tax my car and it really annoys me that they dont they both work. How can they get away with it.
Should I report it? and who too?
jonathon
01-02-2009, 9:55 AM
the number is 08000 352 202
Pew Pew Pew Lasers!
01-02-2009, 10:16 AM
The only reason I'd report an untaxed car is because it's unlikely they're insured.
Car tax is one of the biggest government scams going.
sarahg1969
01-02-2009, 10:17 AM
I reported one once, but was told that as it had been SORNed, they would not take any action. This was even though the vehicle was regularly driven. The DVLA seemed happy to accept that it was off the road if it has been declared SORN.
flutterbyuk25
01-02-2009, 10:58 AM
Report it online:
http://dvla.gov.uk/onlineservices/report_unlicensed.aspx?ext=dg
x
McKneff
01-02-2009, 11:14 AM
I wouldnt hesitate to be honest. Like another poster says its probablly not insured.
callywally
01-02-2009, 11:21 AM
Thanks for replys I know car tax is a rip off but I have to pay it why shouldnt they? Also I always thought although i may be wrong that if any part of tax mot or insurance was not up to date the others are automatically invalid.
Also if it were just a month or too out of date maybe not so bad but 7 months!
McKneff
01-02-2009, 3:56 PM
As far as i am aware because i have been corrected myselfon the same assumption not having tax does not invalidate insurance or MOT
rottertron
01-02-2009, 4:02 PM
you can check if they have insurance on this website
www.askmid.com/ownvehicl (http://forums.moneysavingexpert.com/www.askmid.com/ownvehicle)e
Quietmanc
01-02-2009, 4:15 PM
You would have thought that an ANPR camera or a patrol officer doing random reg no. checks would have picked it up after that length of time :confused:
Premier
01-02-2009, 6:05 PM
Why don't you simply politely remind them if they are your neighbour?
Surely the neighbourly thing to do?
They may not be aware the tax has run out, or perhaps have taxed it and forgotten to put the tax in the windscreen.
If they are intentionally driving without tax, then please report them.
But you will need to be able to give a regular time & place the vehicle can be seen on a public highway to have any chance of them being caught.
anewman
01-02-2009, 6:59 PM
Why don't you simply politely remind them if they are your neighbour?
Surely the neighbourly thing to do?
They may not be aware the tax has run out, or perhaps have taxed it and forgotten to put the tax in the windscreen.
If they are intentionally driving without tax, then please report them.
But you will need to be able to give a regular time & place the vehicle can be seen on a public highway to have any chance of them being caught.
I doubt that politely talking to someone who may well be driving illegally will get anywhere. Highly unlikely they would "forget" as the DVLA sent out reminded notices, then go quite quickly into fine issue mode.
scotsman4th
01-02-2009, 7:04 PM
Here's a thought, why does everyone not just get on with their own life and stop worrying about everybody else.
anewman
01-02-2009, 7:16 PM
Here's a thought, why does everyone not just get on with their own life and stop worrying about everybody else.
How about we find out how you'd feel if you had your car written off by an uninsured untaxed car :beer:
Treadway1
01-02-2009, 7:23 PM
As far as i am aware because i have been corrected myselfon the same assumption not having tax does not invalidate insurance or MOT
Youre correct. It would only make a difference if, for instance, the car was insured fully comp. and then had an accident. The insurers would just simply refuse to pay out for damages to your vehicle (Assuming you were at fault that is), as you had not complied with the T&C's of the contract. However, you could not be prosecuted for the offence No insurance, as the vehicle would still have the minimum cover required in respect of third party claims. The same goes for MOT, as this is only test the cars roadworthiness at the time of test, and therefore would not be affected by having no tax.
That aside though, and as others have said, it is highly likely that the vehicle is completely uninsured. I'd report it.
DCFC79
01-02-2009, 7:45 PM
Here's a thought, why does everyone not just get on with their own life and stop worrying about everybody else.
how about we dont, we all have to tax our cars, bikes, vans so why cant the non car tax payers pay
scotsman4th
01-02-2009, 8:08 PM
How about we find out how you'd feel if you had your car written off by an uninsured untaxed car :beer:
So it's uninsured now?
scotsman4th
01-02-2009, 8:11 PM
how about we dont, we all have to tax our cars, bikes, vans so why cant the non car tax payers pay
Dont ask me, ask the tax avoiders. It's the"ooo i'm telling" mentality that gets me.
How about we dont? So you will put your life on hold until this person has been prosecuted?
McKneff
01-02-2009, 8:55 PM
We dont particularly want him to be prosecuted, we want him and the countless other
!!!!less people to pay their road tax the same as the rest of us.
the word that was blocked was f e c k l e s s
molerat
01-02-2009, 8:58 PM
Click here http://www.taxdisc.direct.gov.uk/EvlPortalApp/application;JSESSIONID_EvlPortalApp=JGMwBSt2K2vVxL QY2T7FbM8PQg9p4yxBv0JBCGYQz99q6QhBnPGG!-891684998!-1275540703?origin=vehicleDetails_en.jsp&event=bea.portal.framework.internal.portlet.event&pageid=Vehicle+Enquiry&portletid=VehicleEnquiry&portletns=VehicleEnquiry_en&wfevent=link.enquiry to find out if it is really taxed
DCFC79
02-02-2009, 10:49 AM
Dont ask me, ask the tax avoiders. It's the"ooo i'm telling" mentality that gets me.
How about we dont? So you will put your life on hold until this person has been prosecuted?
id do the same if i knew there was an untaxed car around, but all the cars round by me are all taxed so i dont need to dob them in although saying that i dont happen to walk past the cars to get a look at the tax on the cars parked on the side of the road
pogofish
02-02-2009, 12:23 PM
As far as i am aware because i have been corrected myselfon the same assumption not having tax does not invalidate insurance or MOT
Check the small print on your policy then - The majority of policies I've held in the last decade have had a requirement for all applicable legal requirements to be in order when using the vehicle on the road (with MOT exemption) It might not affect third party claims but could well cause serious problems with any settlement to yourself.
I might not be concerned about a month or two (people in glass houses etc, from long ago) but seven months over on road tax is stretching it a bit IMO.
derrick
02-02-2009, 2:06 PM
you can check if they have insurance on this website
www.askmid.com/ownvehicl (http://www.askmid.com/ownvehicle)e
From that site; -
"I confirm that the vehicle detailed above is registered, owned or insured by either my employer or myself and is regularly driven by me. I understand it is an offence to wrongfully obtain information of this nature without reasonable cause and if I fail to provide true reasons for acquiring information I may be committing an offence of unlawfully obtaining data contrary to section 55 of the Data Protection Act 1988. I declare that the information provided will not be used for any purposes unrelated to this enquiry. I agree to the terms of use (http://ownvehicle.askmid.com/termsofuse.html) as stated on this web site. "
Use it at your own risk!
You’re correct. It would only make a difference if, for instance, the car was insured fully comp. and then had an accident. The insurers would just simply refuse to pay out for damages to your vehicle (Assuming you were at fault that is), as you had not complied with the T&C's of the contract. However, you could not be prosecuted for the offence No insurance, as the vehicle would still have the minimum cover required in respect of third party claims. The same goes for MOT, as this is only test the cars roadworthiness at the time of test, and therefore would not be affected by having no tax.
That aside though, and as others have said, it is highly likely that the vehicle is completely uninsured. I'd report it.
Check the small print on your policy then - The majority of policies I've held in the last decade have had a requirement for all applicable legal requirements to be in order when using the vehicle on the road (with MOT exemption) It might not affect third party claims but could well cause serious problems with any settlement to yourself.
I might not be concerned about a month or two (people in glass houses etc, from long ago) but seven months over on road tax is stretching it a bit IMO.
There are FSA rules about the urban myth of insurance being affected by lack of tax (and/or MOT), might I suggest you search for posts on this matter by raskazz who is an insurance underwriter.
markelock
02-02-2009, 10:13 PM
I'd just mention it in passing to them (assuming they're ok people)
like others have already said, ANPR and the like are more and more prevalent, so even if they shrug it off (and this is assuming they haven't got tax) you could still report them a week or two afterwards.
I would have thought they would have received reminders from DVLA as to their obligations at some point?
there have been other posters on here though, who "forget" or just don't realise their obligations as road users.
pogofish
03-02-2009, 12:56 AM
There are FSA rules about the urban myth of insurance being affected by lack of tax (and/or MOT), might I suggest you search for posts on this matter by raskazz who is an insurance underwriter.
I see no reference to road tax in his posts, only MOTs, which is a different proposition?
Anyway. The law has never been a major impediment to insurers misbehaviour IME.
raskazz
03-02-2009, 8:21 AM
I see no reference to road tax in his posts, only MOTs, which is a different proposition?
Anyway. The law has never been a major impediment to insurers misbehaviour IME.
I have never seen a single policy which contains a clause relating to tax; even if one were included it would be unenforceable.
Kavanne
03-02-2009, 8:28 AM
So it's uninsured now?I thought you needed to be taxed to get insurance?
salesadmin
03-02-2009, 8:48 AM
Sounds silly but I drove round for 4 months before my Dad realised I'd forgotten to put my new tax disk on my car. I'd filed it with all the car paperwork.
derrick
03-02-2009, 12:07 PM
I thought you needed to be taxed to get insurance?
No, you need to be insured to get the RFL, but having said that, you could stop the insurance once you have the RFL.
xelaine88x
03-02-2009, 11:49 PM
I don't agree with letting people get away with paying tax when the rest of us have to... However, I was selling my car a couple of months ago and had it parked on the street outside my house waiting for the buyer to collect it as arranged. (We don't have private parking) I took the tax disc off the car as i was selling the car without mot or tax (silly to take tax disc off before car was gone i know) and when i went out less than 2 hours later, there was a £60 fixed penalty stuck to my windscreen thanks to a nosy neighbour reporting me!! :mad: Ok so it was my own fault for taking tax disc off car, but sometimes i wish people would mind their own business, its like being under constant surveillance!!
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