concrete on road, car written off

[panda976]

hi there this is my first post and i am looking for some help and advice, i drove round a corner and drove over a large area of concrete that had been poured onto the road, it was solid.
it must have been there for weeks or months, my insurance company want to write off my car, the claim being that i was at fault.
i am not happy about this and would like some help please, i have lots more info but dont know whats relevant to write, this happened in glasgow.

many thanks alan

[456789]

You mean like someone was doing work on their house or something and just dumped the excess concrete on the road and it hardened?

[panda976]

hi there, yes thats exactly what i mean,

[McKneff]

The insurance people will have come to the conclusion that you driving faster than you shuld have been otherwise you would have been able to stop.
Either that you were distracted from the road. Thats why they will be saying you were at fault

[panda976]

drove round a blind corner at 10mph, no speeding involved and the concrete covers 3/4 the width of the road, the assessor said that as there was no one else involved and no other car hit me, then they have no one to claim against??

[ariba10]

It could have been a child, woman with a push chair, an old lady or gent.

It was a pile of concrete.

You were driving too fast.

[withabix]

You may be able to claim against the highway authority if it was a public road.

(Although you probably have obscure laws in Scotland which cancel this out, especially if you were wearing underpants under your kilt...)

In any case, other party involved or not, if your car is a worthless old knacker, it will get written off as beyond economic repair.

It costs £1000 just to drive a car into a repair shop if it's an insurance claim...

[hewhoisnotintheknow]

generally speak if you hit a non moving object, its classed as your own fault

[goldspanners]

hi there this is my first post and i am looking for some help and advice, i drove round a corner and drove over a large area of concrete that had been poured onto the road, it was solid.
it must have been there for weeks or months, my insurance company want to write off my car, the claim being that i was at fault.
i am not happy about this and would like some help please, i have lots more info but dont know whats relevant to write, this happened in glasgow.

many thanks alan

if the concrete was dry then what was the problem?
some roads are made with concrete.

where abouts in glasgow was this?

[panda976]

the concrete was set, had come from a cement mixer(truck or mobile one), i wasnt going fast, no more than 10 mph, drove straight onto this thing, ripped off sump and damaged exhaust.
54 (2004) astra it happened on bengairn street, in the east end, i drove round the corner my right wheel caught on the edge of this thing and pulled me to the side

[Hintza]

A little bit of clarification.

Your insurance company will pay out and cover your loss? You will then of course lose your no claims discount? Which is why you are upset?

OK so you need to go down take some photos abd send a letter to the council that since it was on the public highway you will be suing them for your losses. You then want to present the council with the bill and you can then pay your insurance company back and all will be well.

That is the theory, you now just have to put it into practice. Legal cover with your insurance?

[hewhoisnotintheknow]

hang on, was this a lump of concrete dropped in the road, or was it park of the road

[withabix]

What the OP has described is an 'elephant dropping', from a truck mixer.

They do this when they are full and driving too fast round corners, or setting off from traffic lights and junctions. It comes out of the back of the drum.

Bl**dy nuisance and the drivers should be banned from the road if caught doing this, because you will never, ever see one stop to clear it up.

Batching plants should also be prosecuted for this. THe Environmental Protection Act would cover this, as it is technicaly fly tipping of waste.

Was this NEAR a batching plant? You could try pursuing the company if it is obviously from their plant.

I would say that the highway authority also has a liability, due to their obligation to maintain the road.

[panda976]

i have taken photos and informed the council about the obstruction on the road, 2 days later when i returned to view the area in daylight,the road had been blocked with cones and signs saying road closed.

"elephant dropping" seems to be the perfect description for it, not sure what a batching plant is, but there are new houses being built in the next street.

[withabix]

Sorry, a batching plant is where they make concrete.

They often look a bit like....

http://www.bardon-concrete.com/images/news/darlington.jpg

[panda976]

went around to the area today where the concrete is, road still blocked off, there r new houses being built and there is something similar to the photograph thats been posted, only a smaller version.(batching plant).
insurance being very unhelpful, have offered me £2700 for the car which i bought for £5200 in nov 07

[withabix]

there is something similar to the photograph thats been posted, only a smaller version.(batching plant).


If it's on the housing development, it will just be a dry mortar silo (to batch mortar on site for bricklaying).

On-site batching plants are only put up on massive construction projects (or very remote ones).

[Pew Pew Pew Lasers!]

went around to the area today where the concrete is, road still blocked off, there r new houses being built and there is something similar to the photograph thats been posted, only a smaller version.(batching plant).
insurance being very unhelpful, have offered me £2700 for the car which i bought for £5200 in nov 07

Never accept the first offer.

[Premier]

... the claim being that i was at fault.
i am not happy about this ...
Who's fault do you think it was then that drove your car into the concrete? :confused:

...insurance being very unhelpful, have offered me £2700 for the car which i bought for £5200 in nov 07...
Insurance will pay the current market value of the vehicle (based on it not having sustained the damage caused by the accident)

It's irrelevant what you originally paid, and used car prices have dropped significantly recently.

Have a look what a similar model astra on a 54 plate would cost - but don't be misled by extortionate forecourt prices at a main dealer; you can probably knock £1k+ off them - look in a price guide for typical average prices.

[Brooker Dave]

went around to the area today where the concrete is, road still blocked off, there r new houses being built and there is something similar to the photograph thats been posted, only a smaller version.(batching plant).
insurance being very unhelpful, have offered me £2700 for the car which i bought for £5200 in nov 07

£5200 was top top money for an 04 Astra.

[markelock]

this is a hell of a lot of damage for 10mph? and expensive to fix to?

why not see how much they want for the car, take the £2700 and get it repaired, is that feasible?