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Announcements in Forum : Debt-Free Wannabe
MSE Zorica
15-04-2014 until 16-05-2014
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MSE Zorica
15-04-2014 until 16-05-2014
Community Researcher
MoneySaving Convert
 
Join Date: May 2013
Posts: 47
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MSE Martin
11-09-2006 until 12-10-2050
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Join Date: Jan 2001
Location: MSE Towers, London
Posts: 8,042
Pls remember Debt-Free Wannabe's for support and help not judgement

Dear MoneySavers.... Debt Free Wannabe is one of my favourite boards on this site. It's also one which runs a delicate balance. Many people who have serious debts have hidden them for a time, been scared to confront them, suffered depression or have even had suicidal thoughts because of them. While elsewhere on the site robust discussion is welcomed, in Debt Free Wannabe may I politely ask MoneySavers to err on the side of kindness. Of course many are in debt due to over-spending, financial illiteracy, or mismanagement of money (and some through no fault, only due to change of circumstance). Yet the fact they are here means they're looking for help, guidance and to take charge of their finances - and that in itself is admirable Please use your knowledge and kindness to help rather than to berate. This board often has the power to move me to tears with the sheer power of the community that's grown and I hope it will continue. If you feel its important to point something out that the poster may find negative but needs to understand, then it's not a problem, but do think carefully about your phrasing - people can be very sensitive and nuances may mislead when its in an online Forum. I love this forum. Many have been and seen through their debts. Yet as it gets larger it's easy for the 'anonymity' of posting to mean as well as protecting users, it's easy to 'post and leave'. I hope this note may act as a wee reminder what it's all about. Martin
Martin Lewis, Money Saving Expert.
Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.

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